Benefits | New Jersey Insurance | 401(k) | Section 125
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Better hire and retain your talented staff.


Better recruit and retain with the right benefits.

401(k) Retirement

Health Insurance

Section 125

Need to speak with someone directly about benefits for your employees? Contact us directly.

401(k) Retirement Plans

An Express(k)® plan from Ubiquity Retirement + Savings offers all the essentials of a small business 401(k) so you and your employees can start saving right away, without compromising on value. Smart savings for solo business owners, small business group savings, or customized to fit the needs of your business.

For every need or level

Express(k) offers a low, flat fee, based on your employee headcount. A tax-deductible expense, so the plan practically pays for itself.

Easy Online Setup and Maintenance

You can sign up for your Express(k) plan right online, and it typically takes less than 30 minutes a month to maintain.

Government Form-Filing Services

As a part of your plan, we handle filing all of the necessary forms for you, including form 5500.


Full-service benefits administration

Through our partnership with Orion Benefits Group, LLC, we provide full-service benefits administration to small and large companies, offering group medical, dental, vision, voluntary, and ancillary products from all of the major carriers. Contact us to learn more about options for your organization.


Additional savings for your valued employees.


Section 125 plans offer employees a simple way to further save on out-of-pocket medical and childcare expenses, particularly for those who have regular expenses. Employees can deduct and set aside pre-tax funds to use towards qualified expenses. With a flexible spending account, employees can achieve significant savings on planned or even unplanned out-of-pocket expenses.

Contact us today to learn more.